The Vehicle Leasing Specialists

Making leasing a car or van easy for you since 1990.

Personal Contract Hire (PCH) Explained

Personal Contract Hire (PCH) can essentially be thought of as a long term lease on a vehicle that applies exclusively to clients who wish to obtain finance in their own name.

With PCH you take control of a car for a contract period typically between 2 and 5 years, though the car is in your possession it is never actually yours to own. Subject to finance the leasing company will require you to pay an initial payment equivalent to typically 1, 3, 6, 9 or 12 of the fixed monthly payments thereafter you pay the fixed monthly payment to the leasing company for the duration of the contract term. A typical industry wide example would be what is known as a 3+35 profile, so for example if your monthly rental was £250 per month you would be expected to pay £750ple as the intial rental and then £250 per month until the end of the contract. 

At the end of the contract the vehicle is collected and returned to the leasing company providing it is returned in reasonable condition in line with a fair wear and tear policy, for more information on fair wear and tear please click here. Road fund licence (tax) is included for the duration of the contract term. Finally PCH offers the flexibility of choosing either a funder maintained or customer maintained contract.

Customer Maintained - it is your responsibility to ensure the vehicle is serviced in accordance with the manufacturers guidelines

Funder Maintained - includes your routine servicing, maintenance and tyres.
*Certain finance companies will cover the repair or replacement of the tyre when punctured, others may request a contribution toward the cost of the repair / replacement.

Delivery of a vehicle once ordered is free of charge to anywhere in mainland UK.

Why Balgores


You will have a dedicated account manager who will guide you through the entire process from choosing the right vehicle for you to arranging collection once the lease has come to an end.

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Tax Allowances


Whether you are new to business or have your own fleet nationwide you can trust our knowledgable team to find the right car or commercial vehicle which meets the emissions, tax and allowance requirements for your business.

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Tax Allowances


Balgores offer a range of finance options including Contract Hire, Contract Purchase, Finance Lease, Hire Purchase/Lease Purchase and Personal Contract Hire. Why not speak to us to find out which one's right for you?

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Hot Deals

Using the services and features we've provided it's simple to transform the once tedious procedure associated with business car leasing and business contract hire into an easy and efficient process.

In many businesses company car contract hire is an everyday occurrence and they're used to the nuances associated with the many business car leasing options available. For some people and some companies this could be a new experience, so we're here to help every step of the way.

When it comes to distinguishing the various choices available in company car leasing some people can be slightly confused. There's a whole host of options available, and although some may sound similar, there can sometimes be huge differences. It's completely understandable to be slightly unsure and that's why is here.

If you're browsing the site for company car leasing information but want to find out a little bit more about business contract hire or business car lease deals for example - don't worry. We're here to help you and guide you in your decision making. The most important thing is that you choose the best company car leasing option and get the perfect deal.

We are able to provide you with these amazing deals for company car leasing etc, because of our close and long-standing relationship with various local dealerships and partners situated nationwide. This alliance ensures that any savings we find can be passed on down to you.

One of the main points worth considering when choosing a company car lease deal is the circumstances. What is your budget financially and what is the purpose of your business car lease. In some cases people may opt to go with company car contract hire, when in reality they should be going with another option. Assessing your situation and deciding which business car leasing deal to go with is hugely important.

On top of this it's essential to know what vehicle you're interested in; thankfully we have an extensive selection of vehicles and information on all of them. It's easy to explore the huge array of cars we have listed and decide which will suit your needs and your business car leasing deal the best.

Some vehicles may suit certain businesses more than other due to their specifications. For example, in a company car leasing deal one business might need to use a van for their work - whilst someone in a business contract hire plan may require an array of saloon cars for their staff to use.

Every need can be satisfied here at and we can assure you that you'll definitely find a company car lease or business car lease deal to suit every circumstance. Call today on 01708 384451 to find out how we can help you.